Array ( )

Nebraska Workers Comp Insurance

With limited exceptions, every employer in Nebraska with one or more employee(s) is required by law to have a valid workers' compensation policy at all times. This "no fault" insurance not only provides injured workers with medical care and partial wage replacement, but also protects the policyholders from potentially damaging lawsuits. Although most companies in NE purchase a traditional commercial insurance policy, there are alternative methods of coverage which include licensing as a self insurer, gaining membership in a self insurance group, or obtaining coverage in the Assigned Risk Pool.

NE Workers Comp Insurance Specific Regulations

  • Having any employees in Nebraska requires a business to carry workers’ compensation insurance
  • If you work for someone else you will not be covered by their insurance policy unless you are an employee. This requires independent contractors to have their own workman’s compensation insurance
  • Nebraska offers a private market for workers compensation insurance and an assigned risk pool for businesses struggling to secure coverage
  • In Nebraska sole proprietors, partners and members of LLCs are excluded from coverage, but have the option to opt in if you are full time
  • Corporate officers in are included, but are exempt if you own 25% or more of stock

NE Workmans Comp Quote Checklist

You'll Need This Information On Hand to Get a Workmans Comp Quote

Your Name and Contact Information
Business Name
Number of Locations
Number of Employees by Location
Annual Payroll by Location
Type of Business Entity

(partnership, LLC, corporation, etc.)

Social Security Number or FEIN of Business Owner
Recent Claims History